We understand that protecting your home and belongings is essential to your peace of mind. Whether you’re a homeowner, condo dweller, or renter, our comprehensive insurance solutions cover everything from basic protection to specialized policies for earthquakes and floods. Our dedicated team is here to tailor coverage that fits your unique needs, safeguarding you against life’s uncertainties. Let us help you secure your future and protect what matters most! Whatever it is, the way you tell your story online can make all the difference.

Home

Home insurance can assist you in covering the costs to repair or rebuild your home and replace your belongings after a loss due to events like a fire, lightning strike, tornado, or burglary. Additionally, it can help safeguard your financial assets in the event that you’re held responsible for injury or property damage.

Renters

Renters insurance can help cover the cost of repairing or replacing your property after unexpected events like a leak, fire or burglary. It also can help you protect your financial assets if you’re at fault for an injury or property damage.

Condo

Condominium insurance provides coverage for loss or damage not included in your HOA policy, such as built-in appliances and flooring. It also helps cover the cost of damaged, destroyed, or stolen personal belongings, while protecting your financial assets in the event you are held liable for injury or property damage.

MOBILE & MANUFACTURED hOME

Mobile and manufactured home insurance is similar to homeowners insurance but tailored to address the unique risks associated with factory-built homes. It provides coverage to help you repair or replace your home and personal belongings in the event of damage or destruction from unforeseen circumstances.

EARTHQUAKE

Earthquake insurance, which is generally not included in standard home policies, can cover expenses related to structural repairs, temporary housing, and the replacement of personal belongings after an earthquake. This type of insurance provides critical financial protection in the event of seismic activity.

fLOOD

Flood insurance, which is not typically included in standard home policies, can help cover the costs of repairing or replacing your home and belongings that have been damaged by floodwaters.

SPECIALTY HOME

Specialty home insurance provides coverage for homes with unique uses, such as vacation homes, vacant properties, or older and lower-value residences. These policies combine property and liability coverage tailored specifically for these types of homes.

Landlord HOME

Landlord and rental property insurance can cover expenses related to building damage from events such as storms and fires, as well as liability for injuries sustained by tenants and their guests.

Vacant HOME

While you're waiting for a home to sell or searching for the right tenant, vacant home insurance helps cover the costs associated with specific types of damage, theft, and injuries.

home insurance coverage BY State

Property insurance coverage can differ by state. Discover more about the Farmers coverages available in your current state or the one you’re relocating to.

umbrella

Homeowners insurance usually includes personal liability coverage, helping to protect your financial assets if you’re responsible for an injury or property damage. However, this coverage may not fully safeguard the total value of your assets. A separate umbrella policy can offer extra liability protection that exceeds the limits of your home and auto insurance.