Privacy Notices

Rwamashongye Wealth Management Privacy Notice – applies to the insurance business of Rwamashongye Wealth Management LLC

Notice of HIPAA Privacy Practices - The information provided here pertains to insurance products that include coverage for long-term care expenses. Please note that not all insurance products may be subject to these HIPAA Privacy Practices. This statement is intended as a general guideline and does not encompass every aspect of privacy practices related to specific insurance products. For detailed information regarding the privacy practices applicable to your specific policy, please consult your insurance provider.

Rwamashongye Wealth Management llc* Privacy Notice

At Rwamashongye Wealth Management LLC, we believe that our relationships with you are built on integrity and trust. To maintain that trust, it’s important for you to know that we collect, use, and share personal information in order to provide our products and services. This Privacy Notice outlines our policies and practices regarding the protection, collection, and sharing of your personal information related to the products and services we offer, including life insurance, disability income insurance, long-term care insurance, group annuity contracts, individual annuities, auto insurance, home insurance, commercial insurance, and specialty insurance. Additionally, it explains how you can limit some of that sharing.

We safeguard your personal information by:

- Implementing security measures that include physical, electronic, and procedural safeguards to protect against unauthorized access or use, in compliance with state and federal regulations.

- Training our employees to protect personal information and limiting access to only those who need it to perform their job duties.

- Requiring our business partners, with whom we share your personal information, to safeguard it and use it solely for the intended purposes.

Personal Information We May Collect

The types of personal information we collect depend on the products or services you use with us and may include:

  • Information you provide on applications or forms, during conversations with our representatives, or while visiting our website, such as your name, address, Social Security number, date of birth, income, assets, beneficiaries, and medical or health information.

  • Transaction details related to your interactions with us and our affiliates, including policy coverages, premiums, and payment history.

  • Information from your plan sponsor if you have a group annuity contract.

  • Data from third parties, such as consumer reporting agencies and medical or health care providers.

We May Share Your Personal Information With:

  • Agents, brokers, and others who assist in providing our products and services to you.

  • Affiliated companies, including insurance or investment firms and broker-dealers that market our offerings.

  • Companies that handle marketing or administrative services** on our behalf.

  • Nonaffiliated companies that help perform standard business functions, such as processing your transactions or maintaining your policy or contract.

  • Courts and government agencies** in response to legal orders or investigations.

  • Credit bureaus for reporting purposes.

  • Other financial institutions with whom we may jointly market products, as permitted by your state.

    Additionally, we may share certain personal information with your RWM Representatives if they (he or she) are a producer, financial professional, or financial representative who leaves us to join another financial institution and/or insurance institution (referred to as a “departing Rwamashongye Wealth Management Agent ”). This allows them to continue assisting you at their new company.

Please be aware that any personal information related to medical or health details will only be shared with third parties for business, professional, or insurance functions on our behalf, or as authorized by you.

Important Privacy Choices

At Rwamashongye Wealth Management, we respect your privacy choices. If you have a relationship with a departing Rwamashongye Wealth Management Agent and prefer that we do not share your personal information—such as details about your insurance policies or contracts—with them, you can opt out of this sharing. To opt out, you may:

Call us at 360-258-0555

You can make this privacy choice at any time. However, if we do not hear from you, we may share your information with your departing Rwamashongye Wealth Management Agent as described above.

For joint accounts, a request from one joint owner not to share information will apply to all owners. If you've already communicated your choice, there’s no need to repeat it.

If you have not purchased a product or service through a Rwamashongye Wealth Management Agent or do not have a relationship with one, you don’t need to contact us, as we will not share your personal information outside of what is detailed in this notice.

We will only share your personal information as permitted by law. If the law requires us to obtain your consent or provide an opt-out option for certain types of sharing, we will do so before sharing your information.

Residents of certain states may have additional protections regarding their personal information. If you live in one of the states listed below, we will not share your personal information with your departing Rwamashongye Wealth Management Agent without your explicit consent.

  • Washington

  • Oregon

  • California* Only (Life, Health, and Disability Insurance)

If you are no longer our customer, we may continue to share your personal information as described in this Privacy Notice. If you have any questions or concerns about this Privacy Notice, please contact us at 360-258-0555.

This Privacy Notice is provided on behalf of Rwamashongye Wealth Management LLC, the insurance brokerage.